A credible value opinion — without the lender in the middle.
Estate planning, legal disputes, divorce settlements, and investment decisions all require independent, defensible valuations. We connect private clients with licensed appraisers who deliver USPAP-compliant reports without a lender mandate.
The full picture
A private appraisal is a USPAP-compliant valuation ordered outside of a mortgage transaction — directly by a homeowner, attorney, estate executor, financial advisor, or investor. Without lender requirements dictating the scope, private appraisals can be structured around the specific need: date-of-death valuations for estates, retrospective valuations for tax or legal purposes, current market value for divorce proceedings, or investment analysis for purchase decisions. Home Base manages private appraisal assignments through our standard appraiser panel and quality control process, delivering the same standard of care as lender-ordered work.
Common use cases
- Estate planning and probate — establishing a defensible fair market value at time of death or transfer
- Divorce and equitable distribution proceedings requiring an independent opinion of property value
- Tax appeals, IRS gift valuations, and charitable contribution documentation
- Pre-listing valuations to inform a seller's pricing strategy before going to market
- Investment due diligence and acquisition analysis for private buyers or portfolio managers
- Legal disputes, foreclosure defense, or litigation support requiring a third-party expert opinion
Local expertise. Technology that runs lean. People who pick up the phone.
USPAP-Compliant, Defensible Reports
Every private appraisal is completed by a licensed or certified appraiser in accordance with the Uniform Standards of Professional Appraisal Practice — the same standards required for mortgage lending. That matters in legal and tax proceedings.
Local Knowledge, No Lender Rules
Private clients aren't bound by AMC requirements imposed by a bank or servicer — but they still benefit from our appraiser vetting, local assignment, and quality review. You get the expertise without the institutional overhead.
A Team That Understands the Complexity
Estate, legal, and investment appraisals often involve unusual properties, retrospective effective dates, or scope questions that go beyond a standard mortgage appraisal. Our team has the experience to scope these assignments correctly from the start.
Need a private appraisal?
Contact our team to discuss your situation. We'll confirm the right scope, find a qualified local appraiser, and walk you through what to expect — no lender involvement required.
Order a Private Appraisal
Fill out the form below and our team will confirm scope, pricing, and next steps within one business day. Payment is collected before the order is assigned.