The residential appraisal your lender can rely on.
Locally assigned, FHA-approved, and reviewed by a human QC team — every report backed by local market knowledge and technology that keeps orders moving.
The full picture
A residential appraisal is a licensed appraiser's independent opinion of a property's market value, required by lenders for conventional, FHA, VA, jumbo, and non-QM mortgage transactions. Home Base manages the full lifecycle — order intake, assignment, communication, and delivery — through our proprietary AppraisalDesk platform and a nationwide panel of locally vetted appraisers. Standard product forms include the URAR (1004), 1073 (condo), 1075 (exterior-only), 2055, and the GSE 1004 Desktop.
Common use cases
- Purchase transactions requiring an independent third-party valuation for the lender
- Refinances and cash-out transactions where an interior inspection is required or preferred
- FHA and VA loans requiring a form and appraiser eligible for government-backed lending
- Jumbo and non-QM loans needing a full USPAP-compliant narrative or complex property analysis
- Complex properties — unique designs, acreage, multi-family, or limited comparable sales
- Portfolio reviews and bulk orders where consistent quality at scale is critical
Local expertise. Technology that runs lean. People who pick up the phone.
Local Assignment — Not a Broadcast
We don't blast orders to every appraiser in a zip code. AppraisalDesk matches each order to the highest-graded, geographically competent appraiser on your panel — the one who knows the neighborhood, not just the market area.
Human QC on Every Report
Every completed report goes through our trained QC team before delivery — reviewing for completeness, photo accuracy, and compliance flags. Routine files move fast; complex ones get the attention they deserve.
Competitive Turnaround + Rush Options
Standard orders move through our system efficiently — AppraisalDesk automates the routine so turnaround stays competitive. Rush orders are escalated immediately with appraiser coordination handled by your account team.
Your local expert. In every market.
Home Base is licensed in all 50 states with a nationwide panel of locally vetted appraisers — so whether your pipeline runs in Utah, Florida, or Oregon, the same standards follow every order.